AML Policy

Last updated 2026.

What this site actually is

XRP Bridge is an independent, informational reference site. It calculates live bridge/swap rates for XRP against other cryptocurrencies and displays them — it does not itself hold, custody, transmit, or exchange funds, and it has no user accounts or transaction system of its own. See About XRP Bridge for the full picture of what this site does and doesn't do.

Why this site doesn't collect identity verification

Identity verification (KYC — Know Your Customer) exists to let a financial service know who its customers are before it moves value on their behalf. Because this site doesn't move funds, custody assets, or execute transactions itself — it only displays a reference rate — there's no transaction for KYC to attach to here. This isn't a workaround or a loophole; it's a direct consequence of what the site actually does. See our no-KYC swaps guide for what "no-KYC" does and doesn't mean more broadly.

What happens when you actually execute a swap

Clicking "Swap" on this site connects to our named swap partner's own SDK, which is a separate system from this site's calculators. That partner — not this site — is the entity that actually facilitates the movement of value, and it maintains its own policies, obligations, and transaction monitoring appropriate to that role. Any identity or compliance requirements that apply to a specific swap happen at that level, governed by that partner's own terms, not this site's.

Our position on illicit use

This site does not knowingly facilitate, and prohibits use of its calculators and any connected swap functionality for, money laundering, terrorist financing, sanctions evasion, fraud, or other illicit financial activity. We reserve the right to restrict or block access for any user or activity that appears to violate this, to the extent we're able to given the site's own limited, informational function.

What this policy is not

This site is not a licensed money services business, and this page is not a claim that we operate a formal regulatory compliance program equivalent to what a licensed financial institution maintains. It's a plain statement of our own operating principles regarding illicit finance risk, written honestly rather than padded out to sound more formal than it is.

Changes to this policy

If what this site actually does changes — adding a transaction system, custody, or a formal compliance function — this page will be updated to match before that change goes live, not after.

Contact

Questions about this policy: @xrp_ads.